ABCD is a tournament format for teams of four golfers, and it requires the use of handicaps. That's because the tournament begins with organizers sorting golfers into A-, B-, C- and D-level players (A's being the lowest handicappers, D's being the highest). Each team consists of one player from each level. This is a very common way of assembling teams for charity tournaments, company events, association playdays and the like. But if the tournament is named an ABCD Tournament, it might progress in one of the following ways.